ARN Fintech
Legal

Terms of Service

The terms that govern your access to and use of Oracle, Aegis, Bifrost, and our other services.

Last updated August 2026

Introduction

These Terms of Service (“Terms”) govern your access to and use of ARN Fintech’s websites, platforms, and products, including Oracle, Aegis, and Bifrost (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you are entering into these Terms on behalf of a company, you represent that you have authority to bind that company.

Eligibility and accounts

You must be authorized by a licensed brokerage or financial services entity to use the Services. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account, and must notify us promptly of any unauthorized use.

License and acceptable use

Subject to your compliance with these Terms and any applicable license agreement, we grant you a limited, non-exclusive, non-transferable right to access and use the Services for your internal business operations.

  • Do not reverse-engineer, decompile, or attempt to extract source code from the Services.
  • Do not resell, sublicense, or provide the Services to any third party without written consent.
  • Do not use the Services to violate any applicable law, regulation, or the rights of others.
  • Do not attempt to disrupt, overload, or gain unauthorized access to our systems.

Fees and payment

Fees for the Services are set out in your order form or license agreement. Unless stated otherwise, fees are non-refundable and invoiced in advance. Late payments may result in suspension of access after written notice.

Intellectual property

ARN Fintech retains all right, title, and interest in and to the Services, including all software, designs, and documentation. Nothing in these Terms transfers ownership of our intellectual property to you. You retain ownership of the data you submit to the Services.

Confidentiality

Each party agrees to protect the other’s confidential information with the same degree of care it uses for its own confidential information, and not to disclose it to third parties except as required to perform under these Terms or by law.

Service availability

We aim to keep the Services available and performant, but we do not guarantee uninterrupted access. We may perform scheduled maintenance and will provide advance notice where reasonably possible.

Warranties and disclaimers

The Services are provided “as is” and “as available.” Except as expressly stated in a written agreement between you and ARN Fintech, we disclaim all warranties, express or implied, including fitness for a particular purpose and non-infringement.

Limitation of liability

To the maximum extent permitted by law, ARN Fintech will not be liable for indirect, incidental, special, or consequential damages, or for loss of profits, revenue, or data, arising from your use of the Services.

Termination

Either party may terminate these Terms as set out in the applicable license agreement. Upon termination, your right to access the Services ends, and you must cease all use. Sections that by their nature should survive termination will survive.

Governing law

These Terms are governed by the laws of the Republic of Türkiye, without regard to conflict-of-law principles. Any disputes will be subject to the exclusive jurisdiction of the courts of İstanbul, Türkiye, unless otherwise agreed in a signed license agreement.

Changes to these terms

We may update these Terms from time to time. Material changes will be communicated by posting the updated Terms on our website. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

Contact us

Questions about these Terms can be sent to:

  • Email — [email protected]
  • Phone — +90 538 262 00 91
  • Address — Levazım District, Vadi Avenue Zorlu Center No: 2 Office: 353, Beşiktaş / İstanbul, Türkiye